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Bronwyn Williams is a Trend Translator and Future Finance Specialist for Flux Trends. Bronwyn Williams has over a decade’s experience in marketing management and trend research, working predominantly with brands in the financial and B2B industries.
Since 2011, Bronwyn Williams has collaborated with Flux Trends, on a number of projects, lending her research and writing skills to the Flux trend reports and presentations, including
The Fragmented Future of Finance,
So You Want to Hire a Millennial?,
From Bricks to Clicks and Gen Z: the Real Game Changing Generation;
Prior to working with Flux Trends, Bronwyn Williams worked as the Publisher of the South African office of the Agora Group, one of the world’s largest independent financial publishing houses, headed up by the international New York Times best-selling author Bill Bonner. In this role, Bronwyn managed the largest circulation South African financial newsletters and worked closely with a network of local and international financial thought leaders, giving her access to a wealth of ‘insider’ insights on how the world of money really works.
Today she is pursuing a Masters in Economics through the University of London, with a focus on post-cash markets. You can read her trend Observations or listen to her thoughts on the future on Classic FM where she is a regular guest commentator.
Who Needs a Bank?
The Fragmented Future of Finance
Big business is bigger than ever. Tech unicorns are creating money out of thin air. Governments are printing money like there is no tomorrow.
But, our obsession with ‘growth at all costs’ comes at a price.
At a collective 117 trillion US dollars, global debt is now three times greater than the global economy.
Who is going to pay back that money?
With global economic inequality on the increase, and even the middle class struggling to pay rent, the future of finance is ripe for disruption.
The established financial industry, however, cosy in its protective wrapping of legislation and red tape, seems oblivious to the winds of change – and to its own gradual, yet inevitable demise.
At the same time, a swathe of ambitious, agile young Silicon valley start ups have spotted their opportunities and are rising up to steal their slice of market share from right underneath the sleeping giant’s nose…
In this presentation we venture into the future of finance to answer the big questions:
• Is the middle class as we know it is an endangered species?
• Could a universal minimum wage utopia become a reality?
• Will cash as we know it cease to exist?
• What will be the “Uber moment” of the finance industry?
• Which fin-tech inventions and innovations are really driving the future of finance?
• How can banks and businesses adapt to survive in this strange new world?
We look at everything from alternative currencies to the post work economy to give you a clear picture of the economic opportunities and threats on the horizon.
Who is this presentation designed for?
• Banks, brokers and business that rely on middle class money for growth.